Professional Experience and Expertise

Beginning in 2012, Ms. Horikoshi worked for 2.5 years at the Financial Services Agency’s Non-Bank Financial Companies Office (Supervisory Coordination Division, Supervisory Bureau), as well as the Financial System Stabilization Management Office. While with the Financial Service Agency, Ms. Horikoshi was engaged in supervising lending institutions, financial settlements companies/ fund transfer specialists; responding to inquiries on laws and regulations concerning the interpretation of the Money Lending Business Act /Funds Settlement Act; revising the Enforcement Order for the Money Lending Business Act (loosening of regulations on loans between group companies); developing bankruptcy procedures for Global Systemically Important Financial Institutions (G-SIFIs); making improvements to the Act on the Regional Economy Vitalization Corporation of Japan, and supervising the Regional Economy Vitalization Corporation of Japan. Drawing on such experience in the Financial Services Agency, Ms. Horikoshi advises clients in the financial industry regarding financial regulations and the establishment of their compliance systems. Ms. Horikoshi also practices in the areas of business reconstruction/ insolvency proceedings, performs general corporate work (involving an application of such laws as the Corporate Law and Labor Law), and frequently drafts and negotiates commercial contracts. In addition, Ms. Horikoshi has also worked on civil litigation matters: from derivative lawsuits, real estate-related lawsuits, to commercial and non-contentious cases.

Professional Career

2015　
Member of Financial Transaction Law Committee of Tokyo Bar Association 　

Apr. 2015
Joined Chuo Sogo Law Office (Tokyo office)

Oct. 2014 – Mar. 2015　
Returned to Bingham Sakai Mimura Aizawa (Foreign Law Joint Enterprise)

Apr. 2012 – Sep. 2014
On loan to Non-Bank Financial Companies Office (also assigned to Financial System Stabilization Management Office), Supervisory Coordination Division, Supervisory Bureau, Financial Services Agency　

2007
Member of Bankruptcy and Creditors’ Rights Committee of Tokyo Bar Association 　

Oct. 2006
Completed the requisite courses at the Supreme Court’s Legal Research and Training Institute (59^th Class);
Registered with Tokyo Bar Association
Joined Bingham Sakai Mimura Aizawa (Foreign Law Joint Enterprise)

Apr. 2001–Mar. 2003
Worked in Iwate prefectural government

Publications